How to Handle Punch List Items After You've Already Moved In

by Cassandra Marks

How to Handle Punch List Items After You've Already Moved In

What to do when something from your closing walkthrough still isn't fixed, what Washington law actually requires before either side can escalate, and what your real options are.

⚡ Quick Answer

What do you do if punch list items weren't finished before closing? Document each one in writing, with photos and dates, then submit a formal written request to the builder, not just a phone call or a text. Washington's Construction Defect Claims statute, RCW 64.50, generally requires homeowners to deliver written notice of an alleged defect at least 45 days before filing a lawsuit, giving the builder a genuine chance to offer repair or payment first. Whether an item is actually the builder's responsibility depends on whether it's a true construction defect versus something cosmetic, wear-and-tear, or never documented before closing, which is a meaningfully different category.

This is the conversation nobody wants to have a few weeks after they finally get the keys: something from the closing walkthrough is still broken, the builder's superintendent has gone quiet, and the excitement of the new build is starting to curdle into frustration. It happens more than buyers expect, and there's an actual process for it, not just persistence and hoping.

This covers what to do first, what Washington law actually requires before anyone can escalate, and what your real options are if the builder genuinely won't budge. It pairs directly with what does the warranty actually cover, since a lot of what shows up on a post-move-in punch list turns out to be a warranty question in disguise.

What Should You Do First If Something Wasn't Fixed Before You Moved In?

Get it in writing, immediately, not eventually

What Should You Do First If Something Wasn't Fixed Before You Moved In?

The instinct is to text your builder's superintendent, the same person you've been texting throughout the build, and that's fine as a first touch, but it can't be the whole plan. Follow up in writing, through whatever formal channel your builder's warranty packet specifies, with a specific, dated description of the item and a photo. If it was already on your original punch list from the walkthrough, reference that directly; if it's something new, treat it the same way you would have treated it before closing, specific and documented, not vague.

This is also the point where it matters whether the item was actually flagged before closing. Builders commonly draw a hard line between items documented on the pre-closing punch list, which they're contractually on the hook for, and issues raised for the first time after move-in, which sometimes fall into warranty territory instead, a different process covered below.

Does Washington Law Require the Builder to Get a Chance to Fix It First?

Yes, and there's a specific timeline attached

Under Washington's Construction Defect Claims statute, RCW 64.50, a homeowner generally must deliver written notice of an alleged construction defect to the builder at least 45 days before filing a lawsuit, describing the condition and giving the builder a genuine opportunity to offer repair or payment. You're not obligated to accept whatever the builder offers, but skipping this notice step can affect your ability to bring a claim later, so it's not something to shortcut even if you're frustrated.

Builders are also required to have given you notice of this right at the time you signed your original contract, and Washington courts have held that a builder who never gave that notice can lose the ability to rely on this pre-suit requirement as a defense. In practice: send the written notice regardless, document it was sent, and keep a copy. This is general information, not legal advice, since the exact procedure and deadlines can be fact-specific; a Washington-licensed real estate or construction attorney is the right resource for an actual dispute.

Is This a Warranty Claim or a Punch List Item?

They're handled differently, and the distinction matters

A punch list item is something identified and agreed to before closing, work the builder committed to finish as part of getting you to the closing table. A warranty claim is something that surfaces after you've moved in, covered by the builder's written warranty on whatever tiered schedule applies to that type of issue, workmanship, systems, or structural.

The practical difference: an unfinished punch list item is something the builder already agreed was their responsibility. A new issue discovered after move-in has to actually qualify as a covered warranty defect, which depends on what it is and how your specific warranty document defines coverage. What does the warranty actually cover breaks down the full tiered structure and what's typically excluded, and covers the 11-month inspection worth scheduling specifically to catch issues like this while the warranty window is still open.

What If the Builder Says It's "Not Their Responsibility"?

Sometimes they're right, sometimes it's worth pushing back

What If the Builder Says It's "Not Their Responsibility"?

Builders commonly draw a line around cosmetic issues, items caused by how the home has been lived in since closing, and normal wear and tear, none of which are construction defects. If an item genuinely falls into one of those categories, that's a legitimate reason, not a dodge. But builders sometimes label something "cosmetic" that actually affects function or violates a building standard, and the line isn't always as clean as it sounds on a phone call.

If you disagree with how an item is being categorized, ask for the specific reason in writing, not just a verbal "that's cosmetic." Having your own representation weigh in here helps; do I need a Realtor when buying new construction covers why an agent experienced with new construction is useful well past closing day, not just during the purchase itself.

What If the Builder Still Won't Fix It?

A few real options, in order

Escalate within the company. Go above the on-site superintendent to the builder's warranty or customer service department, in writing, referencing your original documentation and dates.
Send the formal RCW 64.50 notice. If informal escalation isn't working, the written pre-suit notice described above starts a legal clock the builder has to respond to, not just an email that can be ignored.
Get an independent assessment. A third-party inspector's documentation of the issue carries more weight than your own description alone, especially if the builder is disputing whether something is actually a defect.
Consult a Washington-licensed construction attorney. If the item is significant, structural, or a genuine safety issue, this is worth doing well before you're considering paying out of pocket to fix it yourself.

What you generally shouldn't do first: hire someone else to fix it and hope to get reimbursed later without ever formally documenting the issue with the builder. That approach can undermine your position if the builder later argues they were never given a real opportunity to address it themselves, exactly the scenario RCW 64.50's notice requirement exists to prevent disputes over.

Bottom Line
Document Everything, in Writing, From Day One
The buyers who get punch list items resolved after move-in aren't the ones who call the most, they're the ones with a clear, dated, written record of what was flagged and when. Washington law gives the builder a real right to a chance to fix things first, but it also gives you a real process for escalating if they don't take that chance seriously. Keep everything in writing, know the difference between an unfinished punch list item and a true warranty claim, and don't wait months to start documenting if something still isn't right.

Frequently Asked Questions

Punch list items after move-in, common questions

What do I do if punch list items weren't finished before closing?

Document the item with photos and a specific written description, referencing your original punch list if it was already flagged there, and submit a formal written request through your builder's warranty or customer service channel rather than relying on informal texts or calls.

Does Washington law require a builder to be given a chance to fix a defect before I sue?

Generally, yes. Under RCW 64.50, homeowners must typically deliver written notice of an alleged construction defect at least 45 days before filing a lawsuit, giving the builder an opportunity to offer repair or payment. This is general information, not legal advice; consult an attorney for a specific dispute.

What's the difference between a punch list item and a warranty claim?

A punch list item is something already identified and agreed to before closing that the builder committed to finish. A warranty claim is a new issue that surfaces after move-in and has to actually qualify as a covered defect under your builder's written warranty terms.

Can a builder refuse to fix something by calling it cosmetic?

Sometimes legitimately, since cosmetic issues, wear and tear, and homeowner-caused damage are commonly excluded from warranty coverage. But the line isn't always clear-cut, and if you disagree with how an item is categorized, ask for the specific reasoning in writing rather than accepting a verbal dismissal.

Should I hire someone else to fix an unfinished item and get reimbursed later?

Generally not as a first step. Fixing it yourself before formally documenting the issue and giving the builder a genuine opportunity to address it can undermine your position later, particularly given Washington's RCW 64.50 notice requirements. Document and formally request first.

Dealing With Unfinished Items After Your Move-In?

Let's go through what's been documented so far and figure out the right next step before this drags on any longer.

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Cassandra Marks — Realtor Cas, Vancouver WA real estate expert
Cassandra Marks (Realtor Cas)
REALTOR® · REAL Broker · Licensed in WA & OR · 🏆 Elite Agent · Circle of Excellence Diamond Platinum Member · 🏆 Top 500 Solo Agent in Washington

⭐ 5.0 Rating | 50+ Google Reviews | 120+ Homes Sold | $66.1M in Closed Sales
Helping clients push a stalled punch list item forward after closing, not just during the purchase itself, is part of how I think about representation on a new construction deal. Documentation and a clear written record have settled more of these than persistence alone ever has.
📞 (503) 884-2387 | 🌐 www.realtorcas.com
This page provides general information for buyers and is not legal advice. Warranty terms, punch list obligations, and dispute procedures vary by builder and by contract; consult your actual warranty document and, for a specific dispute, a Washington-licensed attorney. Legal information current as of August 2026 and subject to change.

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Cassandra Marks

Cassandra Marks

+1(503) 884-2387

Realtor, Licensed in OR & WA License ID: 201225764

Realtor, Licensed in OR & WA License ID: 201225764

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