5 Reasons to Retire to Vancouver, Washington in 2025

Is Vancouver, Washington still one of the best places to retire? Just a couple of years ago, it was ranked as one of the top retirement destinations in the country. But here we are in 2025—has anything changed? Is it still as great as ever, or have retirees started looking elsewhere?

Today, I’m breaking down why retirees still love calling Vancouver, Washington home. Spoiler alert: the reasons to retire here are as compelling as ever!

1. No State Income Tax = More Money in Your Pocket

Let’s start with a biggie: Washington doesn’t have a state income tax. And yes, that’s still true in 2025!

This means you get to keep more of your hard-earned retirement income—whether it’s from your pension, Social Security, 401(k), or IRA withdrawals. That’s a huge deal when you’re on a fixed income and looking to stretch your retirement savings as far as possible.

I see it firsthand when helping people buy and sell houses in both Washington and Oregon. In Portland, you’re hit with an extra eight different taxes. In Washington? Nada. If you’re tired of Uncle Sam taking a bigger bite out of your retirement, this is a serious reason to consider making the move.

2. Affordable Housing and Lower Property Taxes

Compared to its neighbor across the Columbia River, Vancouver offers much more reasonable housing costs. Sure, real estate prices have risen everywhere, but Vancouver still gives you more bang for your buck.

Let me give you a real-life example: I recently showed a home in Southwest Portland—a modest 2-bed, 1-bath, 1,600-square-foot home listed at $675,000. The property taxes? A staggering $11,000 a year! That’s $916 a month—just for taxes!

Meanwhile, a similar home in Vancouver had property taxes around $4,800 per year ($400 a month). That’s a huge difference when you’re budgeting for retirement. Lower property taxes mean you can put that extra money toward travel, hobbies, or spoiling the grandkids instead of handing it over to the government.

3. Easy Access to Portland International Airport (PDX)

Do you love to travel? Whether it’s hopping on a plane to visit family, taking that dream European river cruise, or escaping to warmer climates in the winter, living in Vancouver makes it super easy.

PDX is just a short drive across the Columbia River, meaning you get all the perks of a major international airport without dealing with the crazy Seattle traffic. I once spent two hours driving a friend 28 miles to SeaTac in the middle of the day—never again!

In contrast, the drive from Vancouver to PDX is a breeze, and the airport itself is known for being one of the most efficient and stress-free in the country. Less hassle = more time enjoying retirement.

4. A Mild Four-Season Climate

One of the best things about living in Vancouver? You actually get seasons!

• Spring brings cherry blossoms and lush green parks.
• Summers are warm but not scorching, with cool breezes off the Columbia River.
• Fall is an explosion of fiery reds and golden yellows.
• Winters? You’ll get some chilly mornings, but no extreme snowstorms like the Midwest or Northeast.

If you’ve ever spent time in Arizona or Florida during the holidays and felt weird putting up Christmas decorations in 80-degree weather, you’ll love it here. Nothing beats stepping outside on a crisp fall morning, seeing your breath in the air, and watching the leaves change colors.

Plus, the weather here means you can stay active all year long. That brings me to the next point...

5. Endless Outdoor Recreation and Activities

Vancouver is a paradise for retirees who want to stay active and engaged.

• Love hiking? You’re just minutes from some of the best trails in the Pacific Northwest.
• Prefer a leisurely walk? There are over 90 parks and miles of scenic trails right in the city.
• Enjoy the water? Kayak or fish along the Columbia River, or take a quick trip to the coast.
• More of a cultural enthusiast? The city has a thriving arts scene, farmers markets, and plenty of local events.

Whether you’re into biking, golfing, gardening, or just strolling along the waterfront, there’s something for every lifestyle.

What’s Changed Since 2023?

Now, if you read my original blog or watched the original video back in 2023, you might be wondering: what’s different?

While Vancouver still offers incredible benefits for retirees, some priorities have shifted. More retirees are now focused on:

✅ Easy access to an airport for frequent travel.
✅ A four-season climate (without crazy weather extremes).
✅ Affordability, though cost of living has gone up everywhere.

One thing that’s missing from the old list? Surprisingly, people don’t mention healthcare as much. Not because it’s gotten worse, but because skyrocketing costs of everything have taken center stage in retirement planning.

Is Vancouver, Washington Still a Great Place to Retire?

Absolutely! If you’re looking for a place with no state income tax, affordable housing, easy travel, great weather, and plenty to do, Vancouver remains one of the best retirement spots in the country.

So, are you considering making the move? Or maybe you’re already here and just needed a reminder of why you love it?

If you’re curious about the best neighborhoods for retirees in Vancouver, I’ve got you covered—check out this video where I break down the top five retirement-friendly communities.

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Frequently Asked Questions

Is Vancouver, Washington a good place for retirees?

Yes—Vancouver is a popular retirement destination thanks to no state income tax, proximity to quality healthcare, and access to outdoor recreation. Retirees enjoy a mild climate, active senior communities, and excellent services. Plus, it's just across the river from Portland, giving you city perks without Oregon’s taxes.

How much money do you need to retire comfortably in Vancouver?

To retire comfortably in Vancouver, WA, most financial experts recommend $50,000 to $75,000 per year, depending on lifestyle, health needs, and housing choices. That means having $1 million to $1.5 million saved—or reliable income sources like pensions, Social Security, and retirement accounts. Living modestly or owning your home outright can significantly reduce required income.

Why are people moving to Vancouver, Washington?

People are drawn to Vancouver for its affordability compared to Portland, no state income tax, and beautiful natural surroundings. It offers a suburban feel with urban access, good schools, and a growing job market. Many remote workers, families, and retirees are relocating here for a better quality of life.

Why is Washington state not a good state to retire in?

Some critics point to high property taxes, rising home prices, and rainy weather as downsides. Washington also taxes capital gains, which may impact retirees with investment income. However, the lack of a state income tax still makes it financially attractive for many.

Which western state is best for retirees?

Arizona and Oregon are often top picks, but Washington ranks highly too—especially for retirees with income not tied to capital gains. If you value dry weather and sunshine, Arizona wins; if you prefer green scenery and mild summers, Washington or Oregon might be better. It depends on your climate and tax preferences.

Where do seniors live in Vancouver?

Many seniors live in neighborhoods like Cascade Park, East Minnehaha, and Felida, where there’s easy access to medical care, shopping, and community centers. Vancouver also has several 55+ communities and independent living options. Public transit and walking trails add to senior-friendly living.

Can you live on $3,000 a month in retirement?

Yes, it’s possible to live on $3,000/month in Vancouver, WA—especially if your housing is paid off or you find affordable rent. You’ll need to budget carefully for healthcare, utilities, and transportation. Many retirees supplement fixed income with part-time work or downsizing.

How much do you need to make to live comfortably in Vancouver?

A single person generally needs to make about $70,000–$90,000/year to live comfortably in Vancouver, depending on housing costs. Couples and families may need more. However, with smart budgeting or a paid-off home, that number can be lower.

How long will $1 million last in retirement?

Using the 4% withdrawal rule, $1 million can last about 25–30 years, providing around $40,000 annually, plus Social Security or pension income. In Vancouver, WA, that can be enough for a comfortable lifestyle. Your longevity, inflation, and healthcare costs will all influence how far it stretches.

Where is the cheapest place to retire in Washington state?

Spokane, Yakima, and Tri-Cities (Kennewick, Pasco, Richland) are some of the most affordable places to retire in Washington. These areas offer lower housing costs and a slower pace of life while still having access to medical services and outdoor recreation. However, winters may be colder than in western Washington.